20160321_KathrynBoydBatstone_Banks-3

In 2018, Frost Bank will celebrate its 150th anniversary. Photo by Kathryn Boyd-Batstone

In 2018, Frost Bank will celebrate its 150th anniversary. Photo by Kathryn Boyd-Batstone

According to a recent Bloomberg BNA story, the overall community bank industry, nationwide, is stabilizing as the number of failures of independent banks declined last year.