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Be prepared, listen actively, and do research when helping loved ones plan for their future. Photo by Kim Cook/Courtesy of Homewatch International, Inc.

Be prepared, listen actively, and do research when helping loved ones plan for their future. Photo by Kim Cook/Courtesy of Homewatch International, Inc.

Be prepared, listen actively, and do research when helping loved ones plan for their future. Photo by Kim Cook/Courtesy of Homewatch International, Inc.